{"id":2444,"date":"2026-09-15T17:32:32","date_gmt":"2026-09-15T17:32:32","guid":{"rendered":"https:\/\/samajaina.com\/?p=2444"},"modified":"2026-09-15T17:32:34","modified_gmt":"2026-09-15T17:32:34","slug":"upi-%e0%ac%aa%e0%ad%87%e0%ac%ae%e0%ad%87%e0%ac%a3%e0%ad%8d%e0%ac%9f-%e0%ac%89%e0%ac%aa%e0%ac%b0%e0%ad%87-%e0%ac%a8%e0%ad%82%e0%ac%86-%e0%ac%9a%e0%ac%be%e0%ac%b0%e0%ad%8d%e0%ac%9c-%e0%ad%ab%e0%ad%a6","status":"publish","type":"post","link":"https:\/\/samajaina.com\/?p=2444","title":{"rendered":"UPI \u0b2a\u0b47\u0b2e\u0b47\u0b23\u0b4d\u0b1f \u0b09\u0b2a\u0b30\u0b47 \u0b28\u0b42\u0b06 \u0b1a\u0b3e\u0b30\u0b4d\u0b1c: \u0b6b\u0b66\u0b66\u0b66\u0b30\u0b47 \u0b68\u0b66 \u0b13 \u0b67\u0b66,\u0b66\u0b66\u0b66\u0b30\u0b47 \u0b15\u0b1f\u0b3f\u0b2c \u0b6a\u0b66"},"content":{"rendered":"\n<p class=\"\">\u0b28\u0b42\u0b06\u0b26\u0b3f\u0b32\u0b4d\u200c\u0b32\u0b40,\u0b67\u0b6b\u0964\u0b6f: \u0b21\u0b3f\u0b1c\u0b3f\u0b1f\u0b3e\u0b32 \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b09\u0b2a\u0b30\u0b47 \u0b36\u0b41\u0b33\u0b4d\u0b15 \u0b32\u0b3e\u0b17\u0b41 \u0b28\u0b47\u0b07 \u0b2c\u0b3f\u0b30\u0b4b\u0b27 \u0b2e\u0b27\u0b4d\u0b5f\u0b30\u0b47 \u0b38\u0b30\u0b15\u0b3e\u0b30 UPI \u0b09\u0b2a\u0b30\u0b47 \u0b2e\u0b30\u0b4d\u0b1a\u0b3e\u0b23\u0b4d\u0b1f \u0b21\u0b3f\u0b38\u0b15\u0b3e\u0b09\u0b23\u0b4d\u0b1f \u0b30\u0b47\u0b1f (MDR)\u0b15\u0b41 \u0b28\u0b47\u0b07 \u0b0f\u0b15 \u0b28\u0b42\u0b06 \u0b28\u0b3f\u0b37\u0b4d\u0b2a\u0b24\u0b4d\u0b24\u0b3f \u0b28\u0b47\u0b07\u0b1b\u0b28\u0b4d\u0b24\u0b3f\u0964 \u0b38\u0b30\u0b15\u0b3e\u0b30\u0b19\u0b4d\u0b15 \u0b05\u0b28\u0b41\u0b2f\u0b3e\u0b5f\u0b40, \u0b68,\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e\u0b30\u0b41 \u0b05\u0b27\u0b3f\u0b15 UPI \u0b2a\u0b47\u0b2e\u0b47\u0b23\u0b4d\u0b1f \u0b09\u0b2a\u0b30\u0b47 \u0b2c\u0b4d\u0b5f\u0b2c\u0b38\u0b3e\u0b5f\u0b40\u0b2e\u0b3e\u0b28\u0b19\u0b4d\u0b15\u0b41 \u0b66.\u0b6a \u0b2a\u0b4d\u0b30\u0b24\u0b3f\u0b36\u0b24 \u0b36\u0b41\u0b33\u0b4d\u0b15 \u0b26\u0b47\u0b2c\u0b3e\u0b15\u0b41 \u0b2a\u0b21\u0b3c\u0b3f\u0b2c\u0964NPCI \u0b2e\u0b19\u0b4d\u0b17\u0b33\u0b2c\u0b3e\u0b30 \u0b26\u0b3f\u0b28 \u0b38\u0b42\u0b1a\u0b28\u0b3e \u0b26\u0b47\u0b07\u0b1b\u0b3f \u0b2f\u0b47 \u0b05\u0b15\u0b4d\u0b1f\u0b4b\u0b2c\u0b30 \u0b67\u0b6b\u0b30\u0b41 UPI \u0b2e\u0b3e\u0b27\u0b4d\u0b5f\u0b2e\u0b30\u0b47 \u0b68 \u0b39\u0b1c\u0b3e\u0b30 \u0b1f\u0b19\u0b4d\u0b15\u0b3e\u0b30\u0b41 \u0b0a\u0b30\u0b4d\u0b26\u0b4d\u0b27\u0b4d\u0b71 \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b09\u0b2a\u0b30\u0b47 \u0b2c\u0b4d\u0b5f\u0b2c\u0b38\u0b3e\u0b5f\u0b40\u0b2e\u0b3e\u0b28\u0b19\u0b4d\u0b15\u0b41 \u0b66.\u0b6a \u0b2a\u0b4d\u0b30\u0b24\u0b3f\u0b36\u0b24 \u0b2b\u0b3f\u2019 \u0b26\u0b47\u0b2c\u0b3e\u0b15\u0b41 \u0b39\u0b47\u0b2c\u0964 \u0b38\u0b47\u0b2a\u0b1f\u0b47 \u0b38\u0b4b\u0b2e\u0b2c\u0b3e\u0b30 \u0b39\u0b3f\u0b01 \u0b38\u0b30\u0b15\u0b3e\u0b30 \u0b38\u0b4d\u0b2a\u0b37\u0b4d\u0b1f \u0b15\u0b30\u0b3f\u0b25\u0b3f\u0b32\u0b47 \u0b2f\u0b47 \u0b68\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b2a\u0b30\u0b4d\u0b2f\u0b4d\u0b5f\u0b28\u0b4d\u0b24 UPI \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b09\u0b2a\u0b30\u0b47 \u0b2c\u0b4d\u0b5f\u0b3e\u0b19\u0b4d\u0b15 \u0b15\u0b3f\u0b2e\u0b4d\u0b71\u0b3e \u0b2a\u0b47\u0b2e\u0b47\u0b23\u0b4d\u0b1f \u0b38\u0b30\u0b4d\u0b2d\u0b3f\u0b38 \u0b2a\u0b4d\u0b30\u0b4b\u0b2d\u0b3e\u0b07\u0b21\u0b30\u0b4d\u200c \u0b15\u0b4c\u0b23\u0b38\u0b3f \u0b2a\u0b4d\u0b30\u0b24\u0b4d\u0b5f\u0b15\u0b4d\u0b37 \u0b2c\u0b3e \u0b2a\u0b30\u0b4b\u0b15\u0b4d\u0b37 \u0b36\u0b41\u0b33\u0b4d\u0b15 \u0b32\u0b17\u0b3e\u0b07 \u0b2a\u0b3e\u0b30\u0b3f\u0b2c\u0b47 \u0b28\u0b3e\u0b39\u0b3f\u0b01\u0964\u0b0f\u0b39\u0b3f \u0b36\u0b41\u0b33\u0b4d\u0b15\u0b15\u0b41 \u0b2e\u0b30\u0b4d\u0b1a\u0b3e\u0b23\u0b4d\u0b1f \u0b21\u0b3f\u0b38\u0b15\u0b3e\u0b09\u0b23\u0b4d\u0b1f \u0b30\u0b47\u0b1f (MDR) \u0b15\u0b41\u0b39\u0b3e\u0b2f\u0b3e\u0b0f\u0964 \u0b0f\u0b39\u0b3f \u0b36\u0b41\u0b33\u0b4d\u0b15 \u0b66.\u0b6a% \u0b39\u0b47\u0b2c, \u0b15\u0b3f\u0b28\u0b4d\u0b24\u0b41 \u0b0f\u0b39\u0b3e\u0b30 \u0b38\u0b30\u0b4d\u0b71\u0b3e\u0b27\u0b3f\u0b15 \u0b38\u0b40\u0b2e\u0b3e \u0b2a\u0b4d\u0b30\u0b24\u0b3f \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 (\u0b1f\u0b4d\u0b30\u0b3e\u0b1e\u0b4d\u0b1c\u0b3e\u0b15\u0b38\u0b28) \u0b2a\u0b3f\u0b1b\u0b3e \u0b69\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b27\u0b3e\u0b30\u0b4d\u0b2f\u0b4d\u0b5f \u0b15\u0b30\u0b3e\u0b2f\u0b3e\u0b07\u0b1b\u0b3f\u0964 \u0b0f\u0b39\u0b3e\u0b30 \u0b05\u0b30\u0b4d\u0b25 \u0b39\u0b47\u0b09\u0b1b\u0b3f, \u0b2f\u0b26\u0b3f \u0b15\u0b4c\u0b23\u0b38\u0b3f \u0b17\u0b4d\u0b30\u0b3e\u0b39\u0b15 \u0b1c\u0b23\u0b47 \u0b2c\u0b4d\u0b5f\u0b2c\u0b38\u0b3e\u0b5f\u0b40\u0b19\u0b4d\u0b15\u0b41 \u0b6d\u0b6b,\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b15\u0b3f\u0b2e\u0b4d\u0b71\u0b3e \u0b24\u0b3e\u2019\u0b20\u0b3e\u0b30\u0b41 \u0b05\u0b27\u0b3f\u0b15 \u0b1f\u0b19\u0b4d\u0b15\u0b3e\u0b30 UPI \u0b2a\u0b47\u0b2e\u0b47\u0b23\u0b4d\u0b1f \u0b15\u0b30\u0b28\u0b4d\u0b24\u0b3f, \u0b24\u0b47\u0b2c\u0b47 \u0b66.\u0b6a% 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\u0b2b\u0b4d\u0b30\u0b47\u0b2e\u0b71\u0b3e\u0b30\u0b4d\u0b15 \u0b32\u0b3e\u0b17\u0b41 \u0b39\u0b47\u0b2c\u0964 \u0b0f\u0b39\u0b3e \u0b38\u0b39\u0b3f\u0b24, \u0b17\u0b4d\u0b30\u0b3e\u0b39\u0b15\u0b2e\u0b3e\u0b28\u0b19\u0b4d\u0b15 \u0b2a\u0b3e\u0b07\u0b01 \u0b68 \u0b39\u0b1c\u0b3e\u0b30 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b2a\u0b30\u0b4d\u0b2f\u0b4d\u0b5f\u0b28\u0b4d\u0b24 \u0b38\u0b2e\u0b38\u0b4d\u0b24 \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b38\u0b2e\u0b4d\u0b2a\u0b42\u0b30\u0b4d\u0b23\u0b4d\u0b23 \u0b2e\u0b3e\u0b17\u0b23\u0b3e \u0b30\u0b39\u0b3f\u0b2c\u0964 \u0b28\u0b42\u0b06 \u0b28\u0b3f\u0b5f\u0b2e \u0b05\u0b28\u0b41\u0b2f\u0b3e\u0b5f\u0b40, QR \u0b15\u0b4b\u0b21 \u0b2e\u0b3e\u0b27\u0b4d\u0b5f\u0b2e\u0b30\u0b47 \u0b2a\u0b4d\u0b30\u0b24\u0b3f \u0b2e\u0b3e\u0b38\u0b30\u0b47 \u0b67 \u0b32\u0b15\u0b4d\u0b37 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b2a\u0b30\u0b4d\u0b2f\u0b4d\u0b5f\u0b28\u0b4d\u0b24 \u0b30\u0b4b\u0b1c\u0b17\u0b3e\u0b30 \u0b15\u0b30\u0b41\u0b25\u0b3f\u0b2c\u0b3e \u0b1b\u0b4b\u0b1f \u0b2c\u0b4d\u0b5f\u0b2c\u0b38\u0b3e\u0b5f\u0b40\u0b19\u0b4d\u0b15\u0b41 \u0b15\u0b4c\u0b23\u0b38\u0b3f MDR \u0b26\u0b47\u0b2c\u0b3e\u0b15\u0b41 \u0b2a\u0b21\u0b3c\u0b3f\u0b2c \u0b28\u0b3e\u0b39\u0b3f\u0b01\u0964<\/p>\n\n\n\n<p class=\"\">\u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b30\u0b3e\u0b36\u0b3f\u0b32\u0b3e\u0b17\u0b41 \u0b39\u0b47\u0b2c\u0b3e\u0b15\u0b41 \u0b25\u0b3f\u0b2c\u0b3e MDR \u0b2c\u0b4d\u0b5f\u0b2c\u0b38\u0b3e\u0b5f\u0b40 \u0b26\u0b47\u0b2c\u0b3e\u0b15\u0b41 \u0b25\u0b3f\u0b2c\u0b3e MDR\u0b69,\u0b66\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e\u0b15\u0b41 \u0b66.\u0b6a% \u0b2e\u0b3e\u0b28\u0b47 \u0b67\u0b68\u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b1a\u0b3e\u0b30\u0b4d\u0b1c\u0964 \u0b6b\u0b66,\u0b66\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e\u0b15\u0b41 \u0b66.\u0b6a% \u0b2e\u0b3e\u0b28\u0b47 \u0b68\u0b66\u0b66\u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b1a\u0b3e\u0b30\u0b4d\u0b1c\u0964 \u0b6d\u0b6b,\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b2c\u0b3e 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\u0b36\u0b41\u0b33\u0b4d\u0b15 \u0b32\u0b3e\u0b17\u0b3f\u0b2c, \u0b2f\u0b3e\u0b39\u0b3e\u0b30 \u0b38\u0b30\u0b4d\u0b71\u0b3e\u0b27\u0b3f\u0b15 \u0b38\u0b40\u0b2e\u0b3e \u0b69\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b30\u0b39\u0b3f\u0b2c\u0964\u0b38\u0b30\u0b15\u0b3e\u0b30\u0b19\u0b4d\u0b15 \u0b0f\u0b39\u0b3f \u0b2a\u0b26\u0b15\u0b4d\u0b37\u0b47\u0b2a \u0b05\u0b27\u0b40\u0b28\u0b30\u0b47 \u0b1b\u0b4b\u0b1f \u0b2d\u0b47\u0b23\u0b4d\u0b21\u0b30 \u0b0f\u0b2c\u0b02 \u0b1f\u0b3f\u0b5f\u0b30-\u0b69 \u0b2c\u0b1c\u0b3e\u0b30 \u0b2a\u0b3e\u0b07\u0b01 \u0b21\u0b3f\u0b1c\u0b3f\u0b1f\u0b3e\u0b32 \u0b2a\u0b47\u0b2e\u0b47\u0b23\u0b4d\u0b1f \u0b2d\u0b3f\u0b24\u0b4d\u0b24\u0b3f\u0b2d\u0b42\u0b2e\u0b3f\u0b15\u0b41 \u0b09\u0b28\u0b4d\u0b28\u0b24 \u0b15\u0b30\u0b3f\u0b2c\u0b3e \u0b2a\u0b3e\u0b07\u0b01 \u0b0f\u0b15 \u0b38\u0b71\u0b24\u0b28\u0b4d\u0b24\u0b4d\u0b30 \u0b2a\u0b3e\u0b23\u0b4d\u0b20\u0b3f (Fund) \u0b2e\u0b27\u0b4d\u0b5f \u0b17\u0b20\u0b28 \u0b15\u0b30\u0b3e\u0b2f\u0b3f\u0b2c\u0964 \u0b38\u0b2e\u0b38\u0b4d\u0b24 \u0b2c\u0b4d\u0b5f\u0b2c\u0b38\u0b3e\u0b5f\u0b40\u0b19\u0b4d\u0b15 \u0b2a\u0b3e\u0b07\u0b01 \u0b68\u0b66\u0b66\u0b66 \u0b1f\u0b19\u0b4d\u0b15\u0b3e \u0b2a\u0b30\u0b4d\u0b2f\u0b4d\u0b5f\u0b28\u0b4d\u0b24 \u0b15\u0b2e \u0b2e\u0b42\u0b32\u0b4d\u0b5f\u0b30 UPI \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b09\u0b2a\u0b30\u0b47 \u0b0f\u0b39\u0b3e\u0b30 \u0b15\u0b4c\u0b23\u0b38\u0b3f \u0b2a\u0b4d\u0b30\u0b2d\u0b3e\u0b2c \u0b2a\u0b21\u0b3c\u0b3f\u0b2c \u0b28\u0b3e\u0b39\u0b3f\u0b01, \u0b2f\u0b3e\u0b39\u0b3e\u0b15\u0b3f \u0b38\u0b2e\u0b41\u0b26\u0b3e\u0b5f UPI P2M \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30\u0b30 \u0b6f\u0b6b% \u0b30\u0b41 \u0b05\u0b27\u0b3f\u0b15 \u0b05\u0b02\u0b36\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0b28\u0b42\u0b06\u0b26\u0b3f\u0b32\u0b4d\u200c\u0b32\u0b40,\u0b67\u0b6b\u0964\u0b6f: \u0b21\u0b3f\u0b1c\u0b3f\u0b1f\u0b3e\u0b32 \u0b15\u0b3e\u0b30\u0b2c\u0b3e\u0b30 \u0b09\u0b2a\u0b30\u0b47 \u0b36\u0b41\u0b33\u0b4d\u0b15 \u0b32\u0b3e\u0b17\u0b41 \u0b28\u0b47\u0b07 \u0b2c\u0b3f\u0b30\u0b4b\u0b27 \u0b2e\u0b27\u0b4d\u0b5f\u0b30\u0b47 \u0b38\u0b30\u0b15\u0b3e\u0b30 UPI \u0b09\u0b2a\u0b30\u0b47 \u0b2e\u0b30\u0b4d\u0b1a\u0b3e\u0b23\u0b4d\u0b1f \u0b21\u0b3f\u0b38\u0b15\u0b3e\u0b09\u0b23\u0b4d\u0b1f \u0b30\u0b47\u0b1f (MDR)\u0b15\u0b41 \u0b28\u0b47\u0b07 \u0b0f\u0b15 \u0b28\u0b42\u0b06 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